January is Financial Wellness Month, and the beginning of a new year is the perfect time to check to see if your finances are on the right track or if it is time to hit the reset button. A big part of creating financial stability and wellness depends on regularly revisiting your financial goals and making sure you’re on a path to achieve them, including thoughtful consideration as to how you’re leveraging your credit. Having good credit can make a difference in your financial picture, helping you access the best rates, the most flexible payment options, and the most advantageous terms.